Easy Loans
One Simple Application. Instant Decision
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1,605.96. Interest amounts to £605.96, at an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)
*Same day payout is subject to lender approval and bank processing times. Not all applicants will receive funds the same day.
One simple search. 30+ FCA-regulated lenders. Easy loans made simple . instant decision, same day payout possible.*
Easy loans without the complicated forms
| Loan Wallet | Going Alone | |
|---|---|---|
| Application time | ✓ 2 minutes | Lengthy forms |
| Lenders compared | ✓ 30+ at once | One at a time |
| Decision speed | ✓ Instant | Hours or days |
| Credit score impact | ✓ No impact | Hard searches |
| Paperwork | ✓ None | Forms and documents |
Three easy steps to your loan
Apply in 2 minutes
Tell us how much you need. One simple form, no complicated questions.
We compare lenders
Your application is matched against 30+ FCA-regulated lenders in seconds.
Receive your money
If approved, funds can land in your account the same day.*
Why thousands choose Loan Wallet for easy loans
Simple 2-minute application
No complicated paperwork or lengthy forms. One easy application compares 30+ lenders.
Instant decision
Get a decision in seconds. Easy, fast, and stress-free. No waiting for callbacks.
FCA regulated
Authorised and regulated by the Financial Conduct Authority (FRN: 1036139). Every lender FCA-regulated.
One search, 30+ lenders
Stop filling out multiple forms. One easy application compares your options across our entire panel.
All credit histories welcome
Our lenders consider a range of circumstances. Past credit issues are not an automatic barrier.
Apply from anywhere
Get an easy loan from your phone. No branch visits, no paperwork. 2 minutes from start to finish.
Easy loans: what you should know
We're a broker, not a lender
Loan Wallet is a credit broker authorised and regulated by the FCA (FRN: 1036139). We match you with lenders. We don't make lending decisions or set rates.
Easy application does not mean guaranteed approval
While our process is simple, not all applicants are approved. The APR offered depends on your circumstances and the lender's criteria.
Missed payments affect your credit file
Late or missed repayments will be reported to credit reference agencies and can impact your credit score.
Additional charges may apply
Lenders may charge late fees or additional interest on missed payments. Read your agreement carefully.
Free debt advice is available
Free help is available from MoneyHelper, StepChange, and National Debtline.
Borrow responsibly
Only borrow what you need and can afford to repay. Extending your loan means paying more interest.