Loans Up to £5,000
Instant Decision in Seconds
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1,605.96. Interest amounts to £605.96, at an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)
*Same day payout is subject to lender approval and bank processing times. Not all applicants will receive funds the same day.
One simple search. 30+ FCA-regulated lenders. Compare loans up to £5,000. Instant decision, same day payout possible.*
Find the right loan without the runaround
| Loan Wallet | Going Alone | |
|---|---|---|
| Lenders compared | ✓ 30+ at once | One at a time |
| Decision time | ✓ Instant | Hours or days |
| Application time | ✓ 2 minutes | Lengthy forms |
| Credit score impact | ✓ No impact | Hard searches |
| Cost | ✓ Free | May charge fees |
Three steps to your loan
Apply in 2 minutes
Tell us how much you need. Quick, simple, and straightforward.
We compare lenders
Your application is matched against 30+ FCA-regulated lenders in seconds.
Receive your money
If approved, funds can land in your account the same day.*
Why thousands get their loan through Loan Wallet
30+ lenders, one search
Compare loans from our entire panel of FCA-regulated lenders with just one application.
Instant loan decision
Get a decision in seconds. No waiting days for a response from individual lenders.
FCA regulated
Authorised and regulated by the Financial Conduct Authority (FRN: 1036139).
Borrow £100 to £5,000
Flexible loan amounts to suit your needs. Choose exactly what you need to borrow.
All credit histories considered
Our lenders consider a range of circumstances. Past credit issues are not an automatic barrier.
Apply in 2 minutes
Get a loan from your phone. No paperwork, no branch visits. Fast and simple.
Loans: what you should know
We're a broker, not a lender
Loan Wallet is a credit broker (FCA FRN: 1036139). We match you with lenders.
Borrow responsibly
Only borrow what you need and can afford to repay. Loans are a financial commitment.
APR varies
The rate you're offered depends on the lender, amount, term, and your credit history.
Missed payments affect your credit
Late repayments are reported to credit reference agencies by your lender.
Free debt advice
Help from MoneyHelper, StepChange, and National Debtline.
No obligation
Checking your options is free. You're never obligated to accept any offer.