Personal Loans
Compare 30+ Lenders. Up to £5,000
Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1,605.96. Interest amounts to £605.96, at an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable)
*Same day payout is subject to lender approval and bank processing times. Not all applicants will receive funds the same day.
One simple search. 30+ FCA-regulated lenders for personal loans. Instant decision, same day payout possible.*
Personal loans without the hassle
| Loan Wallet | Going Alone | |
|---|---|---|
| Lenders compared | ✓ 30+ at once | One at a time |
| Decision time | ✓ Instant | Hours or days |
| Application time | ✓ 2 minutes | Lengthy forms |
| Credit score impact | ✓ No impact | Hard searches |
| Cost | ✓ Free | May charge fees |
Three steps to your personal loan
Apply in 2 minutes
Tell us how much you need and share a few details. Simple and straightforward.
We compare lenders
Your application is matched against 30+ FCA-regulated personal loan providers.
Receive your money
If approved, funds can land in your account the same day.*
Why thousands choose Loan Wallet for personal loans
Borrow £100 to £5,000
Flexible personal loan amounts to suit your needs. Choose exactly what you need.
Instant personal loan decision
Get a decision in seconds from 30+ FCA-regulated lenders. No waiting for days.
FCA regulated
Authorised and regulated by the Financial Conduct Authority (FRN: 1036139).
One search, 30+ lenders
One application compares personal loan options across our entire panel.
All credit histories considered
Our lenders look beyond just your credit score. Past issues are not an automatic barrier.
Apply in 2 minutes
Get a personal loan from your phone. No paperwork, no branch visits.
Personal loans: what you should know
We're a broker, not a lender
Loan Wallet is a credit broker authorised and regulated by the FCA (FRN: 1036139).
Personal loans are a financial commitment
Only borrow what you need and can afford to repay. Missed payments affect your credit file.
APR varies by lender and circumstances
The rate you're offered depends on the lender, loan amount, term, and your credit history.
Additional charges may apply
Lenders may charge late fees or additional interest. Read your agreement carefully.
Free debt advice
Help from MoneyHelper, StepChange, and National Debtline.
Borrow responsibly
Extending your loan term means paying more interest. Only borrow what you can comfortably repay.